Want to know if Viainvest is the right P2P platform for your investment? Perfect! I’ve been successfully investing with Viainvest since the beginning of 2017 and the Latvian platform is now one of my absolute favorites.
Make your first deposit using bank transfer or credit/debit card. The minimum investment amount is €10.
Yes, investors always receive interest for the entire period during which their funds are invested in the loan. This also applies to delayed payments.
The yields on the loans are up to 12%, with an average of around 11% from what I am seeing on the platform. They also have a buyback guarantee on all the loans, which is pretty neat.
How does Viainvest work and what should investors know and consider when investing on the plaform? In the following sections of my Viainvest review you will find all the necessary information that you need.
“Returns have been as advertised (around 10%), but I’m concerned about the regulatory status. The platform works well on desktop but needs improvement on mobile. Customer service is excellent though – they responded to my inquiry in multiple languages and resolved my issue quickly.”
When paying taxes in your country of residence, the withheld taxes can usually be deducted from the overall balance. This means that the effective taxation rate will be the same as it has been before when investing into claim rights.
According to my Viainvest review, the Latvian P2P platform is one of the most stable in the market. I’ve been invested here since 2017, and there have been some turbulent times since then, but they were managed successfully.
Viainvest is unfortunately known for its IT problems, especially during the changeover to IBF-compliant products. For a large company with a large number of customers, this should never happen! It is not possible to sell investments prematurely on a separate secondary market.
How does Viainvest earn money? Since the VIA SMS Group has a broad portfolio of products and services, the company generates income through multiple revenue sources. However, there are a two dominant revenue sources that can be found when reviewing the latest financial report.
’ are packages of private loans with their own ISIN. They form an exciting new investment vehicle in the area of P2P loans.
Nectaro only launched in 2023, but the Latvian P2P platform shares many similarities with Viainvest. These include its incorporation in Latvia, licensing as an investment brokerage firm, a focus on buyback-guaranteed consumer loans, and support from a large and well-diversified parent company in the background.
The resources required to reorganise the debitum platform’s IT were simply poorly deployed. However, these are only minor glitches in an otherwise very smoothly running engine.
PeerBerry prioritizes liquidity and ease of use with industry-leading withdrawal speeds and intuitive interfaces, compensating for the current lack of a dedicated mobile app or secondary market.